:root{--field-navy:#111a2b;--field-blue:#3157d5;--field-cyan:#56d9c5;--field-cream:#fff9eb;--field-paper:#fff;--field-text:#182131;--field-muted:#606a79;--field-line:#dbe1ea}
body.field-note-page{background:#eef2f6;color:var(--field-text)}
.field-note-shell{max-width:none;margin:0;padding:0 0 96px}
.field-note{max-width:920px;margin:0 auto}
.field-hero{position:relative;margin:38px 0 0;padding:62px 64px 52px;overflow:hidden;border-radius:28px 28px 0 0;color:#fff;background:linear-gradient(135deg,#101827 0%,#18284a 66%,#244c84 100%)}
.field-hero:after{content:"126";position:absolute;right:-8px;bottom:-74px;color:rgba(255,255,255,.055);font:900 230px/1 "Manrope",sans-serif;letter-spacing:-.08em}
.field-hero>*{position:relative;z-index:1}.article-eyebrow{margin:0 0 16px;color:var(--field-cyan);font:800 12px "Manrope",sans-serif;letter-spacing:.15em}.article-category{display:inline-flex;padding:7px 11px;border:1px solid rgba(255,255,255,.2);border-radius:999px;color:#d8e2f1;font-size:12px;font-weight:700}.field-hero h1{max-width:720px;margin:22px 0 18px;font-size:clamp(38px,6vw,64px);line-height:1.15;letter-spacing:-.045em}.article-lead{max-width:700px;margin:0;color:#cbd5e4;font-size:17px;line-height:1.75}.article-date{margin:26px 0 0;color:#91a0b5;font-size:12px}
.case-dashboard{display:grid;grid-template-columns:repeat(3,1fr);margin:0;background:#fff;border:1px solid var(--field-line);border-top:0}.case-fact{padding:25px 26px;border-right:1px solid var(--field-line)}.case-fact:last-child{border-right:0}.case-fact span{display:block;margin-bottom:10px;color:#7b8492;font-size:11px;font-weight:800;letter-spacing:.08em}.case-fact strong{display:block;font-size:20px;line-height:1.4;letter-spacing:-.03em}.case-fact strong em{color:var(--field-blue);font-style:normal}
.article-note{display:grid;grid-template-columns:130px 1fr;gap:20px;margin:28px 0;padding:24px 28px;border:1px solid #e6dcc0;border-radius:16px;background:var(--field-cream)}.article-note strong{font-size:14px}.article-note p{margin:0;color:#675f50;font-size:13px;line-height:1.75}
.story-section{position:relative;margin:22px 0;padding:42px 48px;border:1px solid var(--field-line);border-radius:20px;background:var(--field-paper);box-shadow:0 12px 35px rgba(31,45,66,.045)}.section-label{display:block;margin-bottom:15px;color:var(--field-blue);font:800 11px "Manrope",sans-serif;letter-spacing:.13em}.story-section h2{margin:0 0 22px;font-size:30px;line-height:1.35;letter-spacing:-.035em}.story-section p,.story-section li{color:#424c5b;font-size:16px;line-height:1.9}.story-section p:last-child{margin-bottom:0}
.lead-answer{padding:30px 32px;border-radius:16px;background:#f0f5ff;font-size:19px!important;font-weight:700;color:#1e376d!important;line-height:1.7!important}.field-quote{margin:28px 0 0;padding:25px 28px;border:0;border-left:5px solid var(--field-cyan);background:#f2fbf9;color:#173b36;font-size:22px;font-weight:800;line-height:1.55}
.number-shift{display:grid;grid-template-columns:1fr 44px 1fr;align-items:center;margin:28px 0;padding:26px;border-radius:18px;background:var(--field-navy);color:#fff}.number-shift>div span{display:block;color:#9ba9bd;font-size:11px}.number-shift strong{display:block;margin-top:5px;font:800 34px "Manrope",sans-serif}.number-shift .after strong{color:var(--field-cyan)}.number-shift .arrow{text-align:center;color:#8190a6;font-size:23px}
.formula-card{margin:28px 0;padding:30px;border-radius:18px;color:#fff;background:linear-gradient(135deg,#254cc1,#18347f)}.formula-card>span{display:block;color:#bfcdf7;font-size:12px;font-weight:700}.formula{display:flex;align-items:center;gap:14px;margin:16px 0 12px;flex-wrap:wrap;font:800 27px "Manrope",sans-serif}.formula b{color:#79edda}.formula-card p{margin:0;color:#dbe4ff;font-size:13px;line-height:1.7}
.document-flow{display:grid;grid-template-columns:repeat(5,1fr);gap:10px;margin:28px 0}.document-step{position:relative;min-height:128px;padding:19px 16px;border-radius:14px;background:#f3f6fa}.document-step b{display:block;color:var(--field-blue);font:800 11px "Manrope",sans-serif}.document-step strong{display:block;margin-top:18px;font-size:14px;line-height:1.45}.document-step:not(:last-child):after{content:"→";position:absolute;right:-10px;top:51px;z-index:1;color:#8e98a7;font-size:15px}
.decision-rule{display:flex;gap:16px;align-items:flex-start;margin:25px 0;padding:22px 24px;border-radius:14px;background:#fff2f0}.decision-rule b{flex:0 0 auto;padding:5px 8px;border-radius:7px;color:#fff;background:#d4483e;font-size:11px}.decision-rule p{margin:0;color:#6b302c;font-weight:700}
.special-clause{margin:26px 0;padding:30px;border:1px solid #cbd5ff;border-radius:17px;background:#f5f7ff}.special-clause span{display:block;margin-bottom:15px;color:var(--field-blue);font-size:11px;font-weight:900;letter-spacing:.12em}.special-clause blockquote{margin:0;color:#1c2d57;font-size:20px;font-weight:800;line-height:1.7}
.result-banner{display:grid;grid-template-columns:120px 1fr;gap:25px;align-items:center;margin:25px 0;padding:28px;border-radius:18px;color:#fff;background:#167b68}.result-banner strong{font-size:30px}.result-banner p{margin:0;color:#d8f3ed}
.field-checklist{display:grid;grid-template-columns:1fr 1fr;gap:0;margin:0;padding:0;list-style:none;border-top:1px solid var(--field-line)}.field-checklist li{position:relative;margin:0;padding:17px 18px 17px 42px;border-right:1px solid var(--field-line);border-bottom:1px solid var(--field-line)}.field-checklist li:nth-child(even){border-right:0}.field-checklist li:before{content:"✓";position:absolute;left:15px;color:#158973;font-weight:900}
.link-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:12px;padding:0!important;list-style:none}.link-grid li{margin:0}.link-grid a{display:flex;height:100%;padding:20px;border:1px solid var(--field-line);border-radius:13px;background:#f7f9fb;color:#253b72;font-size:14px;font-weight:700;line-height:1.55}.source-links{columns:2;padding-left:20px}.source-links li{margin-bottom:8px}.source-links a{color:#1e4cb5;text-decoration:underline;text-underline-offset:3px}
.article-cta{margin:30px 0!important;padding:42px 48px!important;border:0!important;color:#fff;background:var(--field-navy)!important}.article-cta h2{color:#fff}.article-cta p{color:#c8d1df}.article-cta a{display:inline-block;margin-top:10px;padding:13px 19px;border-radius:999px;background:var(--field-cyan);color:#102b2a;font-size:14px;font-weight:900}.article-disclaimer{max-width:820px;margin:26px auto 0;color:#77808d;font-size:12px;line-height:1.75}
@media(max-width:760px){.field-note-shell{padding-bottom:65px}.field-note{width:100%}.field-hero{margin:0;padding:42px 22px 38px;border-radius:0}.field-hero h1{font-size:38px}.article-lead{font-size:15px}.case-dashboard{grid-template-columns:1fr}.case-fact{border-right:0;border-bottom:1px solid var(--field-line)}.article-note{grid-template-columns:1fr;margin:18px}.story-section{margin:16px 18px;padding:31px 23px;border-radius:16px}.story-section h2{font-size:26px}.story-section p,.story-section li{font-size:15px}.number-shift{grid-template-columns:1fr 30px 1fr;padding:22px 18px}.number-shift strong{font-size:26px}.formula{gap:8px;font-size:21px}.document-flow{grid-template-columns:1fr}.document-step{min-height:auto}.document-step:not(:last-child):after{content:"↓";right:18px;top:auto;bottom:-16px}.field-checklist{grid-template-columns:1fr}.field-checklist li{border-right:0}.link-grid{grid-template-columns:1fr}.source-links{columns:1}.result-banner{grid-template-columns:1fr}.article-cta{margin:18px!important;padding:34px 24px!important}.article-disclaimer{margin:22px 18px 0}}